Frugal Ways to Spice Up a Room

Once you’ve been living in the same home for a number of years you can start to get bored.  Looking at the same furniture and décor year after year will have you yearning to switch things up. Unfortunately, any kind of remodeling or redecorating job will quickly get expensive and you certainly don’t want to…Continue Reading

Comparing Credit Card Offers

Not a day goes by where I don’t receive at least one solicitation for a new credit card.  If your mailbox is as full of these credit card offers as mine, you’ll want to know how to compare the various offers to determine which offers you the best deal. No two credit card offers are…Continue Reading

Spend or Save: Learning How To Spend Money

For the past two years, my husband and I have survived on a threadbare budget. We’ve said no to dinners out, to new clothes, to unnecessary trips across town. Whenever faced with the decision to spend or save, we always opted to put money away for a rainy day – we were convinced a deluge…Continue Reading

Types of Mortgage Loans

So you’re in the market for a new home and shopping around for a mortgage.  It’s unlikely you’re going to be paying cash for your new home so you’re going to be in the market for a mortgage.  But how do you know what type of mortgage loan best suits your needs? Let’s familiarize ourselves…Continue Reading

DIY Projects for 2014

When you own a home you need to be prepared to tackle some home improvement jobs yourself.  If you’re going to call in a professional every time you need a drain snaked or a light switch replaced then you’re going to be spending a fortune on home repairs.  Wouldn’t you rather be investing that money…Continue Reading