Category Archives: Saving

Spend or Save: Learning How To Spend Money

For the past two years, my husband and I have survived on a threadbare budget. We’ve said no to dinners out, to new clothes, to unnecessary trips across town. Whenever faced with the decision to spend or save, we always opted to put money away for a rainy day – we were convinced a deluge… Continue Reading

Common Reasons People Give for Not Investing

Most people know that if they want to have enough money to support themselves in retirement they need to start saving and investing early.  Earlier is better as the magic of compound interest can help turn even small sums into a sizable fortune. Yet many people still aren’t putting away anywhere near enough to reach… Continue Reading

Four Ways to Reduce Your Monthly Cell Phone Bill

With smartphone plans costing in upwards of $100 or more nowadays (and more fee increases likely on the way), it can become almost unaffordable to have one of these swanky phones. We may be coming out of the recession, but anyone who’s looked at car insurance comparisons, movie ticket prices or smartphone plans can see… Continue Reading

Does A 15-Year Mortgage Make Sense?

As I’ve mentioned before on this blog, my husband and I are currently in the process of selling our current home and buying a new one. It’s a process that’s been full of more than a few headaches, and – quite frankly – one that I can’t wait to end. Now, we’re starting to consider… Continue Reading